A message appears on the statement
under the description of the service that indicates the reason
the service was not covered. Typical reasons for non-coverage
are deductible, co-insurance, and not covered by your plan. It
is your responsibility to pay the doctor for these items. In
general, insurance plans do not pay for 100% of services.
Contact your insurance carrier to discuss your coverage. Your
benefit booklet also details your coverage for different types
of services.
Did you bill my insurance?
Insurance is billed for all patients
who provide information at their doctors office. Contact your
insurance plan to verify that the claim was received and
processed. Please contact our office only if you have verified
that your claim was not received by the insurance carrier. If
you do have to contact us, please confirm your insurance plan
information including the plan name and address, your
identification number, and group number.
Is my
doctor in network?
Participation must be confirmed directly with the plan to ensure
that the information is accurate. Each network has subnetworks
and some are also marketed by multiple entities and names. The
only way to be certain is to contact the insurance plan
directly.
Which Insurance did you bill?
Contact your
insurance carrier to determine if the bill was received. If not,
please contact us with the correct information.
Insurance needs information from the patient
You do not
have coverage for these services until you contact your plan.
The patient or insured party must contact the insurance company
and provide requested information.
What is co-insurance?
This is
another name for copay or deductible. This is the portion that
you must pay to the doctor.
Common reasons for payment denials are listed below:
Benefits Maxed:
You
have reached the maximum amount your plan will pay for
this year. You must pay the doctor for these
services.
Deductible Applied
The
patient must pay the doctor for this amount.
Ins needs info fr pt
You
are not covered by your health plan until you contact
them and provide the information they need.
Auto Accident
Health insurance does not cover this service. You must
pay the doctor for these services. You may wish to
present a copy of your statement to your auto insurance
agent for reimbursement.
Not Covered by Plan
Your
insurance company does not pay for this service. You are
responsible for payment.
Patient Coinsurance
Portion of the bill to be paid by the patient.
Pre-exist Condition
You
do not have coverage for this condition. You are
responsible for payment of all services related to this
condition
Ins Paid Patient
The
insurance company paid you rather than the doctor. You
must pay the doctor immediately.
Patient Not Covered
Your
insurance plan indicates that the patient is not covered
by the plan. Please verify coverage. Contact us to
verify that we have your current insurance information.
Coverage Terminated
Your
insurance plan indicates that the patient is not covered
by the plan. Please verify coverage. Contact us to
verify that we have your current insurance information.